Problem
Multiplying by 99 requires long multiplication with carrying.
Solution
Multiply by 100 and subtract the original number.
Benefit
Converts difficult multiplication into simple subtraction.
Example
46 × 99:
46 × 100 = 4600
4600 - 46 = 4554
73 × 99:
73 × 100 = 7300
7300 - 73 = 7227